Top Financing Options for Homebuyers 

1- Conventional Loans – Best for buyers with good credit and low down payments (as low as 3%). 

2- FHA Loans – Ideal for first-time buyers with low credit scores (3.5% down, 580+ credit score). 

3- VA Loans – No down payment, no PMI, and low rates for military members & veterans. 

4- USDA Loans – 100% financing for eligible rural & suburban buyers. 

5- Fixed-Rate Mortgages – Stable monthly payments for long-term homeownership. 

6- Adjustable-Rate Mortgages (ARMs) – Lower initial rates, great for short-term buyers. 

7- First-Time Homebuyer Programs – Grants, tax credits, and down payment assistance. 

8- Bridge Loans – Helps buy a new home before selling your current one. 

Best Choice? The right option depends on your credit, down payment, and long-term goals. Work with an agent could help you choose the best fit!